John StevensonBusiness Advisor Drummoyne, NSW 22 Likes 5 Followers I have a client with some low value tools of trade, vehicles and excavation equipment. Is it possible to insure these for 3rd party property and public liability with a blanket policy? He is trying to keep the premium low without being exposed. 9 years ago
Rob MaddenAutomotive Expert Parramatta, NSW 43 Likes 17 Followers How far can the gap between RBA rates and bank rates spread? Is the cost of funds truly growing at the same pace as bank rates are moving upwards? Will the RBA or other governing bodies to anything to stop this if it is actually just profiteering? 9 years ago
Camille D. Rose Bay, NSW 11 Likes 2 Followers My partner and I are wanting to open a joint bank account. Both of us are long term customers with different banks, I'm with Westpac, and he's with the Commonwealth Bank. What is the best way to approach this process and what benefits should we be seeking when comparing and contrasting offers from both banks? 9 years ago
anonymous a. Wheeny Creek, NSW 3 Likes 0 Followers Hi, I am a policing student currently and as of mid August will be a police officer. Can I claim my student expenses this financial year as it is for my career? I am a little bit grey in knowledge around this area as I know that if you are studying something for the job you are currently in that you can claim but other than that it is generally unclaimable. Any advice will be welcomed - thankyou! 9 years ago
Michael C. Edith, NSW 31 Likes 6 Followers hi, with a new investment property is now a good time to be fixing rates and can you fix an interest only loan? 9 years ago
Forbes P. Cleveland, QLD 19 Likes 4 Followers Hi guys, are splitter blocks still viable in SE QLD. I have spoken to three small time developers and three answers ranging from 20k to split up to 80k to split. Utilities plus council fees plus town planner. Maybe its too hard and expensive now? 9 years ago
Amanda B. Wonthaggi, VIC 3 Likes 0 Followers When applying for a rental, is the landlord thee persons who make the final decision on who rents the property. And can a real estate have a application in before the landlord has even brought the property, but throw other applicants out without calling references, even when the landlord has been in contact with you everyday and spoke to the real estate about myself.? 9 years ago
jasmine m. Bouvard, WA 2 Likes 0 Followers i have large mortgage 460000 and am 53 and earn 110000 per year. Am i better off selling and downsizing or hanging in there for market to rise? 9 years ago
Dave H. Randwick, NSW 3 Likes 1 Followers Hi,I have seen all the TV ads about private health insurance increases by more than 4% from April 1st? I currently have family cover with Bupa. Should I be shopping around for a better option or will this affect all insurers across the board.Any help would be appreciated 9 years ago
Nicola W. Paddington, NSW 3 Likes 0 Followers I have a business/app idea that would require capital to get it off the ground - what are the first steps go about funding and what would be needed on my end to ensure a positive outcome? 9 years ago
Niki D. Donvale, VIC 1 Likes 0 Followers I rent in Victoria, prior to moving in I had to pay a bond plus 6 weeks in advance. I want to give my 28 days notice to move out, do I need to continue to pay rent or should the 6 weeks that was paid in advance cover my rent for the next 28 days? Also should I be refunded the other 2 weeks that was paid? 9 years ago
Anà M. Cairnlea, VIC 1 Likes 0 Followers Cody has a motor vehicle worth $35,000, stock worth$16,000, and a computer worth $2,000. Cody also owes her suppliers $3,000, has a loan to the bank for $5,000, and owes her friend $500. What is the accounting equation suitable for this question? 9 years ago
Michael F. Parkdale, VIC 15 Likes 0 Followers What do you think of Brickx? Some similarities to property trusts except you can choose the property and they're all residential at the moment. 9 years ago
Dayna H. Banora Point, NSW 1 Likes 0 Followers Hi There, I am taking on a "hobby" job as a mystery shopper, an have been asked to fill out a "Statement by a Supplier" form as i dont have an ABN, can someone please advise which box i need to tick in the reasons for not supplying an ABN? I currently also work full time. Thanks in advance. 9 years ago
John W. East Brisbane, QLD 1 Likes 0 Followers In am the md of a cash rich offshore company based in HK. Can I get a loan from the company and buy a property in Queensland ? I am an Australian resident and citizen. 9 years ago
J A. Amamoor, QLD 1 Likes 0 Followers I have $100,000 in my SMSF and want to invest it in the stockmarket, where do I start? 9 years ago
Deborah B. Maida Vale, WA 4 Likes 0 Followers My 22 y.o. son wants a personal loan of $25000 to help me with my mortgage debt and do some car repairs. He has a credit score of 489 and has been declined 3 times. Does he have any options? 9 years ago
Anonymous A. Melbourne, VIC 1 Likes 0 Followers Hi, I have a credit card debt of over $3000, and I'm studying a course where I have three more payments to make of around $500 each month. I've just relocated and my income has dropped significantly and I've almoat run out of cash totally and need to buy food. I'm a bit freaked out as i need to use my card for that too now I don't want to ask family to lend me money. Any suggestions welcome? 9 years ago
RUDI G. Fairfield Heights, NSW 1 Likes 0 Followers HI ME AND MY WIFE ARE IN OUR MID 50S WE NEARLY OWN OUR HOME WE HAVE ANOTHER PROPERTY WITH A GRANNY FLAT WE STILL OWE AROUND 35% OF THE PROPERTY VALUE WE WANT TO SELL OUR PRINCIPLE HOUSE AROUND AGE 60 TO PAY OF OUR DEPTS AND HELP OUR CHILDREN WITH A DEPOSIT FOR A PROPERTY WE WANT TO MOVE INTO OUR INVESTMENT BECAUSE WE WANT TO RECIEVE THE PENSION? 9 years ago
Archie S. Yangebup, WA 1 Likes 0 Followers I have purchased an investment property and am renting it to my son and his family however I would eventually like to sell the property to him and his wife but as he is self employed and has four young children he would find it difficult to obtain finance. I am thinking of taking money out of my superannuation giving it to him to assist with a substantial deposit to assist in gaining finance. Do you think this would be worth considering? 9 years ago
