PJ M. New Farm, QLD 5 Likes 0 Followers How do banks assess income from bank share dividends? Is an averaged out income of $200/week from dividends considered the same as $200/week of income from a job? 1 days ago
vanessa g. Glenfield, NSW 1 Likes 1 Followers Just wanting advice on how to positive gear we have an estate and wanted to buy something of lesser value than the estate which there is no monies owed to the house would we need to get a loan or is the equity in the house used Thankyou in advance 1 days ago
Peter M. Frankston, VIC 1 Likes 0 Followers First home buyers, my income is 92,000 and my wife 85,000 and we have been living the same property for 3 years and never missed paying the rent. We have saved 35,000…. have no debts and pay off our credit card each month. Can we get a loan and roughly how much could we borrow? last week
Tim O. Salisbury, SA 3 Likes 0 Followers Broker lodged our home loan with Westpac on 25 September and we have not got an answer yet, how long does it normally take? last week
Mark D. Hamilton, NSW 6 Likes 0 Followers Is now a good time to be fixing my home loan rate? 2 or 3 years? .... and are there fixed loan where you can still make extra repayments - current rate 3.87% thanks 2 weeks ago
Timo B. Summer Hill, NSW 2 Likes 0 Followers Hi Current home loan is $635,000, fixed rate ends in November. Property value is $900,000 and we have credit card balances of $15,000 and a personal loan of $10,000. Between my wife and I our combined income is $185,000 – no kids. Can we refinance all the loans into one and what is best rate we could get? 2 weeks ago
Michelle N. Kingswood, NSW 1 Likes 0 Followers Hi I am considering buying 1 bedroom apartment as first home buyer in Sydney west and rent it out after 6 months as I will be away. I have 5% deposit. How secure is to go into property market now as its cooled down maybe I can be bankrupt and not find tenants. 3 weeks ago
Angus T. South Perth, WA 3 Likes 0 Followers Investment loan has been fixed for 3 years and about to mature - $750,000 loan with CBA. We would like to keep the loan interest only and they have now offered 4.75% variable. That seems extraordinary high… what is the market rate? 3 weeks ago
Susie T. Beaumont Hills, NSW 5 Likes 0 Followers HelloI am a first home buyer and would like to get some advice to buy a home. I have been in the same job for 4 years and earn $90,000 a year plus super. No loans and pay off credit card each month. I have inherited $120,000 and would like to know what price range I could look at, stamp duty costs and what do I have to buy to get the first home buyers grant. What rates and repayments are possible? Thank you 3 weeks ago
Jason M. Kogarah Bay, NSW 7 Likes 0 Followers We are looking at a new loan for renovating and know if it’s possible to fix the rate while the renovations are being done. If not, would a lender agree on locking in a 2 or 3 year fixed rate now so when the renovations are complete our loan is fixed at todays rates - the renovation will finish around March next year last month
Tim Z. Belfield, NSW 1 Likes 0 Followers I am looking for a personal loan to travel and want to know the difference between a banks personal loan and Society One. Friends put me onto them and the website says marketplace lending – what does that mean and which option is better? last month
AnneMarie K. Burnside Heights, VIC 4 Likes 0 Followers I have a automotive question. I live in Victoria and one machanic said to me that my car oil needs to be flushed and put new oil in. I have a 2010 Mazda CX-7. How much would that cost? last month
Marnie E. Carlton, VIC 1 Likes 0 Followers Is it possible to use a deposit bond as the deposit to buy a property off the plan. Property will be completed late 2019? last month
Graham Doessel - CEO - MyCRA (Specialist Credit Repair) Lawyers (LPH)Business Advisor Brisbane, QLD 46 Likes 42 Followers I was just reading an article from a broker about rates dropping and thought:What's the lowest Low Doc rate these days? last month
Mark W. Winston Hills, NSW 1 Likes 0 Followers I have been running a home maintenance business for 6 years and want to know how much deposit I would need to buy my first home if it was a lo doc loan? last month
simplyaskit Business Advisor North Sydney, NSW 182 Likes 387 Followers Home Loan News - rate increasesANZ and Commonwealth Bank have announced an increase to their variable home loan rates.ANZ will increase their variable rates by 0.16% effective from 27 September 2018Commonwealth Bank will increase their variable rate by 0.15% effective from 4 October 2018A shout out to all home loan borrowers - check the interest rate on your home loan, understand how competitive it is and either call your lender to ask for a better rate or simply ask a question on simplyaskit to connect with a trusted mortgage or finance broker last month
simplyaskit Business Advisor North Sydney, NSW 182 Likes 387 Followers Breaking newsAt the September 2018 meeting, the Reserve Bank of Australia has left the cash rate on hold at 1.5% last month
Paul C. Drewvale, QLD 3 Likes 0 Followers Looking to buy 6 units and the CBA has told me I can only get the loan under a Pty/Ltd or company trust. They wont lend to an individual for commercial residential loans?Is this the same with all banks or just a CBA thing? last month
Susan M. Balmain, NSW 2 Likes 0 Followers Our home loan has always had a variable rate currently 3,97% and we're wondering if now is a good time to be fixing the rate. What is the best 2 and 3 years fixed rate - loan is $720,000? last month
simplyaskit Business Advisor North Sydney, NSW 182 Likes 387 Followers Home Loan NewsWestpac Bank has announced an increase of 0.14% to all their variable home loan rates for new and existing customersThe rate increase will take effect on 19 September 2018. last month
