Madz R. South Ripley, QLD 1 Likes 0 Followers Having recently sold my house with a pool I’ve now had the new owners come toMe and say the pool has been leaking I agreed to go halves in having someone come and assess it. The results bring it has a crack somewhere on the outside but inside the pool area like from a tree or something. So now there trying to make me pay for pulling all the tiles up etc.How does the law work for all this.I thought that’s what they had inspectors for etc ? 8 years ago
M R. Melbourne, VIC 0 Likes 0 Followers Hi all,First time user. My income is three times that of my wife. We also have kids. We are looking at an investment property and were wondering does it matter who we put our investment property under and who collects the income?We were also looking at possibly putting the investment property and our principle place of residence in a trust. What would be the benefits of a trust?I appreciate your help with the above. 8 years ago
David W. Mount Gambier, SA 0 Likes 0 Followers HelloI am managing director of a company in SA.Basically there are unauthorised creditor invoices that have been entered in to our internal accounting system.We are not being actively pursued for the money, there is no written legal warnings and the claimed debt may be over a year old in some cases. Is it legal to process a credit in our internal accounting system so risk of inadvertent payment is averted and aged creditor is not exaggerated; without written approval from the Creditor ? 8 years ago
Luis S. Geelong North, VIC 1 Likes 0 Followers land Was purchased for $62,000 in 1998.upon divorce in 2003 land was valued at $220,000 which half total was paid to x-wife.now land is valued at $700,000 how much capital gains tax will I pay if I sell? 8 years ago
Monique T. Wangara Dc, WA 0 Likes 0 Followers I am moving to South Africa, but i have an investment property here im renting out, is there anything i can do to retain as much of my superannuation so that it doesnt dwindle down to nothing while i wait to be retirement age?? will i have to make contributions to a super there as well? 8 years ago
jeff h. Salisbury East, SA 1 Likes 0 Followers A friend wants to do transition to retirement and cut back from 5 to 3 days a week. She needs to know the figures to see if this is a viable option as she's 63 and still cant retire untill she's 66. who do we see who can give us the figures and i'm talking about taking out an income stream and doing salary sacrifice back into super, need to know how much tax she will pay and what will be her take home pay if doing 3 days? 8 years ago
Anna-Marie V. Willagee Central, WA 0 Likes 0 Followers I am about to enrol in a TAFE course. On my enrolment form I have been charged one amount but on the list of charges it adds up to another amount. I am being charged a discretionary fee but this fee doesn't appear on the fee breakdown at the end of the form. I am still being charged for this. Is this legal.? 8 years ago
Shelley S. Ellalong, NSW 1 Likes 0 Followers I am living in NSW I have been renting a house for 3 year in a Village zoned town. My landlord is subdividing the property. I was told by fair trading that I could negotiate the time of her working on the property. She is going owner builder. But someone said that once the block is subdivided I have no rights because it is no longer part of my property. I also know that her last 3 builds she was painting at midnight. Who is right? 8 years ago
Richard B. Hawthorne, QLD 0 Likes 0 Followers My family is about to receive a bequeathment of approx $200K in fully franked shares.Our house is would be approx valued at 1.1m on the open market and our outsatnding mortgage is $440k.My personal super is only $50 plus thousand and my wifes approximately $100kI am 60 years old my wife 55We plan to firstly cash in shares to repay immediate debt of approx $25k.Is my (our super) worth topping up at the max $35k each?Should we keep any shares as is or cash in total to reinvest? 8 years ago
Kris P. Breakfast Point, NSW 5 Likes 0 Followers I’m 28 and would really like to understand more about superannuation and building for the future. Am I better off just going along with my employers super or finding a financial planner to help. What questions should I be asking a planner, thanks? 8 years ago
Peter W. Forresters Beach, NSW 6 Likes 0 Followers Hi,My Wife and I have a 75k mortgage. we have an equity loan facility that is split from this mortgage of 400k.we would like to invest in some shares using funds from equity loan.We would like to set it up so my wife is buying the shares as she has recently delivered our baby and won’t be returning to work for around 5 years.Can she negative gear the interest against dividend income from the equity loan keeping in mind it’s in both our names? 8 years ago
David F. Glebe, NSW 1 Likes 0 Followers Hi, my name is Roger Francis and I am currently a self employed Handy man with a good income per week of around $2400 including being maintenance person for many organisations and with regular employment.I ran a cafe which went bust and still hold the lease which is amassing rent at $7000 per month for which I am 3 months in arrears. I need advice on how to go about applying for a home loan to cover this and future rent and to buy a house at the same time? 8 years ago
Vince T. Hornsby, NSW 0 Likes 0 Followers Hi. I’m 55 and been operating my own landscaping business for the past 10 years and now starting to think about selling it. The business averages around $120,000 a year but how do I value it, how do I know what its worth? 8 years ago
Nick H. Concord, NSW 2 Likes 0 Followers I am running the business my father founded and wanted to ask about protecting the family should his health deteriorates. Dad is 74 and reluctant to formally hand over control but we want to put things in place to ensure everyone is happy. What is the best way we can achieve this? 8 years ago
Paul T. Richmond, VIC 0 Likes 0 Followers Hi, my wife has just had a baby and will be off work for 12 months and we would like to get some advice on lowering our home loan payments. The loan is $420,000 and we currently pay $520 a week… the rate is 4.07%. I work full time as a contractor and earn between $1700 and $2,000 a week. Could we refinance or are there other options? 8 years ago
Hickmott L. Brown Hill, VIC 1 Likes 0 Followers Hello, we sold everything (house, etc) 4 years ago and have been living in a caravan, touring and working around Australia, henceforth the caravan is our home. We would like to upgrade to a newer model and I would like to know if we're eligible for a home loan to do this? Thank you. Kind regards, Lea Hickmott. 8 years ago
Maddie W. Winston Hills, NSW 2 Likes 0 Followers With all the scrutiny on real estate auctions, how is it the property owner can still make a bid to buy their own property? 8 years ago
Aaron B. Yarraville, VIC 0 Likes 0 Followers Hi,We have been renting a property for the past 4 years. It is a one story subdivided terrace house, which shares a block with the adjoining house.My question arises from the fact that on our rental agreement our property is stated as being '1/4a', however when we attempted to change our address with the voting polls we were informed that '1/4a' is not a registered address only 1/4 is, this is backed up by auspost.Is this a breach of our rental contract? kind regards 8 years ago
Jason D. Hallam, VIC 0 Likes 0 Followers Hi.My partner and I bought our first property 5 months ago. Now I need to relocate interstate for a 2 year assignment. I am looking at renting it or selling it. What is the best way to go about it? Thanks Jason 8 years ago
Alistair B. Naremburn, NSW 2 Likes 1 Followers On a commercial loan is it possible the same margin or line fee above the BBSW for the first 3 years be negotiated to roll into the following 3 years. I’m concerned that if we’ve been offered a margin of 3% for the 3 years, the bank can then bump it up to 5% after the first 3 years. Can the same margin be included in the agreement for 3x3 year loan agreement? 8 years ago
