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Superannuation

Latest Questions

Jenny P.
Jenny P.
West Albury, NSW
1 Likes
0 Followers
Q:

I am 55 and my preservation age is 57.
I wish to access a property held by my husbands and my SMSF when I retire at 57.
With the Superannuation changes from 1 Jul 17, how do I go about accessing the property or withdrawing it from the SMSF so my husband and I can live in the property.
My husband is also 55 but he won't be retiring until age 60.
Also, what will the taxation implications be?

last month
Rene B.
Rene B.
Tanunda, SA
1 Likes
0 Followers
Q:

Im a 40 year old struggling terrible

I have 2 children every other weekend.
I have had advice regarding my financial situation and have all said bankruptcy is my best option.
Im needing to move into my own place for the sake of my children.
If i go bankrupt, can i apply for early release on my super?
I have nothing of my own regarding house goods. Need everything?

Thankyou in advance

Rene

2 months ago
SAM R.
SAM R.
Upper Coomera, QLD
1 Likes
0 Followers
Q:

My husband had a motorbike accident & he got TPD & IPP insurance payouts out of 3 of his supers. He has 12.
Going forward we need to roll remainding supers into one account.
But need to find someone who can find us a new superannuation provider who will cover him incase of anything in the future (he is only 38) and won't wipe him because he has had previous claims?
Please help!
Thanks
Ms S Robbo

2 months ago
Q:

I am looking at kicking off an SMSF but have always been wary of the costs associated. I have come across E Super Fund who are an online company who provide the structure and regulatory requirements including auditing for about $800 per year. Sounds like a great deal, but I'm always worried about deals that sound too good to be true.
Has anyone used them or does anyone know enough about them to be able to give any insight or feedback?
I want to ensure I've done my due diligence before moving.

3 months ago
Michelle B.
Michelle B.
Adelaide Bc, SA
1 Likes
0 Followers
Q:

I have a healthy steady income (self employed) but I have huge credit card debt which I can barely keep up with. Because of this I can't afford to contribute to my super. My payments are only the minimum so it's not going down. I don't have any assets I can sell. I rent. I have plenty of super, I could pay it off and still leave plenty. I'm 35. Is there anyway I can access my super? From what I've researched I need to be out of work and on Centrelink for a certain amount of time.

4 months ago
Peter M.
Peter M.
Woody Point, QLD
1 Likes
0 Followers
Q:

Hi, I am aged 71, retired, not working, and receiving a pension from Qsuper. I have $32,000 spare. I believe I can put this money into my Super if I have a job of 40 hours in any one month. I don't have a job. My question is - what constitutes a job? Can I mow my son's lawn during June, this taking me 40 hours spread over the month. Can he pay me a minimal wage of $100.

5 months ago
Deborah B.
Deborah B.
Maida Vale, WA
4 Likes
0 Followers
Q:

I've been out of work for the past 9 months got very behind in my mortgage and so now that I am at preservation age I took 25K from my superannuation and paid off the mortgage debt. Today I got the bad news that I am unlikely to be able to work for at least another 6 months. I have only 13K of superannuation left. I took the 25K in late March. Can I access the remainder of my super? When? Thanks Deb

5 months ago
Shannon K.
Shannon K.
Langwarrin, VIC
1 Likes
0 Followers
Q:

Hi.
I quit my job last october for a fulltime photography job.
I was told it was fulltime and i would start off on probation. (which is fine)
Im still at this job and He pays cash straight into my account every week. I dont get payslips and im pretty sure i dont pay tax or super. I keep asking to go on the books but he just says " for now your bieng paid cash to your account" i dont want the financial year to come around and get told i owe money! What do i do? Im so worried.

7 months ago
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