answered
Q: Not sure if this is a conveyancing question. Really, what I want to know is who is the right 'expert' to speak to? Is it a conveyancer? A broker? A builder?
My husband and I had are about 6 months away from being in a position to buy a property. Until recently we'd planned to buy an established home in the Outer Eastern suburbs of Melbourne, but our circumstances have changed a bit recently, opening up the possibility of buying a block of land somewhere semi-rural and building a new home. But neither of us has had any experience building and I'd love to speak with someone who can educate us about the process - pro and cons of buying vs building, financing a build, the timeline and processes around buying land, getting permits, submitting plans etc.
We could obviously speak with a couple of home builders, but I'd prefer to speak with someone independant and who won't feel as though we're wasting their time. Realistically, it will be 6-12 months before we're ready to act on the advice, but in the meantime I want to educate myself so that when the time comes we can act quickly if/when the right block comes along at the right time.
Thanks in advance!
A: Hi Nitya, Thanks so much for your reply and I'd love to have a chat! Thank you! I've got a really full day today (not complaining, because I'm incredibly lucky to still be working full time from home) - but if you don't mind, I'll give you a call after Easter.
Stay safe and I'm looking forward to having a chat next week!
Aleks
question
Q: Not sure if this is a conveyancing question. Really, what I want to know is who is the right 'expert' to speak to? Is it a conveyancer? A broker? A builder?
My husband and I had are about 6 months away from being in a position to buy a property. Until recently we'd planned to buy an established home in the Outer Eastern suburbs of Melbourne, but our circumstances have changed a bit recently, opening up the possibility of buying a block of land somewhere semi-rural and building a new home. But neither of us has had any experience building and I'd love to speak with someone who can educate us about the process - pro and cons of buying vs building, financing a build, the timeline and processes around buying land, getting permits, submitting plans etc.
We could obviously speak with a couple of home builders, but I'd prefer to speak with someone independant and who won't feel as though we're wasting their time. Realistically, it will be 6-12 months before we're ready to act on the advice, but in the meantime I want to educate myself so that when the time comes we can act quickly if/when the right block comes along at the right time.
Thanks in advance!
question
Q: Re mortgage/lending criteria - specifically job stability.
Hubby & I have almost reached our deposit goal, but in the mean time a job opportunity has come up for me. I've worked for my current employer for 18 months - will moving on so soon count against me when we apply for a mortgage?
My previous work history is stable (6yrs for last employer, 7yrs for the one before that) & potential new job will bring only a small salary increase.
Thanks!
