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Sarah M.
Sarah M.
Nerang, QLD
3 Likes
0 Followers

I am wondering how tax works with deceased estates. In particular taxing super annuation balances and insurance. My Dad died this year and my family and I have been given the option of transferring the money to us directly or to transfer it to the estate, as we haven’t yet sold his house and it’s in trust. We’ve been told that if we transfer the balance of super annuation and insurance we will be charged up to 17% and up to 37% respectively for the money. Just wondering which way we’re better?
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8 years ago
Stan T.
Stan T.
Mount Gambier, SA
1 Likes
0 Followers

Currently have 2 Super funds. A new fin.adv. has recommended rollover to another fund.
My main fund is performing well and better than that being suggested
He is naturally assoc with the 3rd fund so eager to recruit us. His fees work out to around $3000 pa while my current fund has a minimal fee and doesn't provide a financial adviser as such.
Both husband and I are retired and having done the Centrlink rhumba,feel our requirement for a fin adv is low.w Which option should we take ...?
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8 years ago
AAW W.
AAW W.
Melbourne, VIC
0 Likes
0 Followers

Re mortgage/lending criteria - specifically job stability.

Hubby & I have almost reached our deposit goal, but in the mean time a job opportunity has come up for me. I've worked for my current employer for 18 months - will moving on so soon count against me when we apply for a mortgage?

My previous work history is stable (6yrs for last employer, 7yrs for the one before that) & potential new job will bring only a small salary increase.

Thanks!
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8 years ago
rachael s.
rachael s.
Aveley, WA
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0 Followers

we rented a property for 3 1/2 years,
so we vacated on the 23/10 since then we had a final report saying not clean enough and the ventaton blinds broken, it has since been recleaned and they still say blinds broken
in the time we rented not one 3 month rental inspection was anything ever said about the blinds, now they say they are getting quotes for them to be fixed, they weren't happy with the first quote and are getting another and its supposedly yo help us
where do we stand?
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8 years ago
Mitchell W.
Mitchell W.
Gladesville, NSW
2 Likes
0 Followers

I purchased a unit off the plan in in Newcastle for $550,000 last year. The property is due to be completed in February 2018 and the local agents have suggested the property has increased by 10% during construction. I used a deposit bond to secure the property and the finance was approved at 90%. As the property has increased to around $600,000 can I borrow 90% which would almost be the original purchase price? Is this possible?
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8 years ago
Julia J.
Julia J.
Silverwater, NSW
1 Likes
0 Followers

I want to know that I will be eligible to get home loan for the property that will be around 670K in sale price. My annual income is around $63,000 before tax, single income, no dependent and credit card limit is $6000. This will be my first purchasing in property. I can get about $100,000 include all the fees and deposit for the property. Am I eligible to burrow rest from the bank? Is this good idea to buy a home in Sydney with $100,000 that I have? Thanks
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8 years ago
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