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Financial Planning

Latest Questions

Anne B.
Anne B.
Woodville North, SA
1 Likes
0 Followers
Q:

I am a widow.
I own my own home outright - if I sold today, I would get around $380,000.
I also have an investment property, with a split loan of $37,000 with repayments of $111.00 p/m and
$196,000 with repayments of $750.00 p/m
I work PPT and earn $32,000 p/a
My investment property is currently empty while it is on the market to sell (this was our family home prior to my husbands death).
I would like to free up a bit of equity in my home - what are my options please?

3 weeks ago
Kevin F.
Kevin F.
Canberra, ACT
1 Likes
0 Followers
Q:

I am 64, not working & receiving an allocated pension from my Super Fund.
My wife is 60, working part time ($13000 annually) & contributing to her Super Fund.
If my wife ceases work by the time I reach Aged pension age & also ceases contributions to her Super, will her fund still be considered to be in Accumulation phase & thus not be included in my Income/Assets for purposes of my Aged Pension application?
Thank You.
Kevin

last month
KAHUNA H.
KAHUNA H.
Morpeth, NSW
3 Likes
0 Followers
Q:

Hi Guys, I currently earn about $80K PA, my wife earns about $25K PA. Im 50 and my wife is 48. We have a standard fixed home loan of $470K. I have $600K invested. Car loan of $70K and a credit card with $25K max, $7K owing. Ive just done my 2016 tax return and have to pay the ATO back $6K :( They now also want me to advance quarterly payments of $2K starting in July. WTF!!! What can I do to reduce my income tax??? I am definitely not a rich man, but Im sure the ATO think I am!!! HELP??

3 months ago
Clare P.
Clare P.
Australia Fair, QLD
1 Likes
0 Followers
Q:

My husband and I are directors of our own construction company. We have reached a point where we are out of out depth with how to measure our progress and be able to see if our business is viable and our debts measureable and managable. We are lost as to what we should do next to get our debts under control. Should we seek advice from a financial planner?..and can't our bank manager help us with this planning?

3 months ago
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