Michael T. Palmerston, ACT 2 Likes 0 Followers How do I set up a will for a blended family with overseas assets a complication? 9 years ago
Cheree D. Springwood, QLD 2 Likes 0 Followers Hi I have a personal loan with repayments of about $940.00 per month. I have been advised I don't qualify for a home loan due to this liability. The loan in question still has about 5 yrs left. Should I look at buying land or just pay off the loan first?I am wanting to get into my first home asap 9 years ago
Nicole H. Sussex Inlet, NSW 2 Likes 0 Followers I'm a owner occupier I've been in financial difficulty I'm with a major bank on interest only payments ATM will this stop me getting a better rate I'm on 4.6 because it was a no doc loan it was for 105.000 I'm down to 94,000 I'm on a pension? 9 years ago
Maria D. Burwood, NSW 1 Likes 0 Followers Hi easy is it to find a low interest loan for investment property without the attached application fees and not many fees and charges involved with added bonus features of a package with a credit card? 9 years ago
Trevor C. Wallan, VIC 1 Likes 0 Followers I'm 54 and am only able to find contractual work. I have $250,000 in my Superannuation. As I don't own a home and can't seem to get full time employment. What's the best option for my super? 9 years ago
Geoffrey M. Kingswood, NSW 1 Likes 0 Followers I am 64 years old, I was a carer for my wife but as she passed away , I have been put on New Start loosing my pension and over $300 a fortnight. Is their any assistance I can receive? 9 years ago
Barbara H. Maiden Gully, VIC 1 Likes 0 Followers As I have no income, being retired (health reasons) and too young for the pension, what options for overseas travel are there that are cost effective but not too basic? 9 years ago
Kathy R. Epping, VIC 1 Likes 0 Followers I have 2 credit cards and a car loan, my pay isn't the best out there, i was wondering if it would be smart to consolidate all of my debts and who would be the best to do this with? I dont want to have too many inquiries on my credit file 9 years ago
Shay Q. Lismore, NSW 1 Likes 0 Followers How much equity do I need to have in my current home, for a bank to consider it as security towards buying a small investment property? We are on a very low, base income at the moment, and I would estimate our remaining mortgage represents about 20% of the property value. 9 years ago
Rob F. Walkley Heights, SA 1 Likes 0 Followers ANZ are removing th American Express card from their Frequen Flyer credit card which I'm not happy about. What's the best card out there with Visa and American Express cards in one package. I spent about $50,000 a year on the card and need an additional card holder. Any suggestions? 9 years ago
Joanne N. Diamond Creek, VIC 1 Likes 0 Followers I have a interest only loan, if I pay money into this mortgage account, does it lower my repayment amount? 9 years ago
Teya B. St Kilda East, VIC 1 Likes 0 Followers What are the major benefits of an offset bank account (if any) for first home buyers? Is this more beneficial for those with older loans. 9 years ago
Kerrie A. Ringwood, VIC 1 Likes 0 Followers Our home loan is with one of the major banks and we have been discussing refinancing to get a better rate. In our search, it seems the best rates are with credit unions and lenders we have never heard of. We would like to know what the risks are to move away from the bank? 9 years ago
Sally T. Carlton, VIC 1 Likes 0 Followers We’re first home buyers and would like to ask if the benefits announced in the budget apply to buying an investment property as our first property or do we have to live in it? 9 years ago
Rene H. North Shore, VIC 3 Likes 0 Followers Hi.when you have a spouse who has a low income & on dependent. What can we claim ? 9 years ago
AnneMarie K. Burnside Heights, VIC 4 Likes 0 Followers I had a investment apartment which I purchased in 2010. We brought it for $285k and we put down the deposit of $28k which brought the mortgage on the apartment to $260k. In 2014 we borrowed $10k from the mortgage and in December 2016 we sold the apartment for $275K. My question is, with the $10k that we borrowed from the mortgage, do we have to pay tax on it? 9 years ago
Steven G. Fairfield, VIC 1 Likes 0 Followers Hello,I'm a small business owner / sole director about to purchase a $50k vehicle for business purposes. I will be driving approx. 10,000 business kilometers per year across the 5 year finance contract.I have two questions relating to tax implications:1. Should I go Chattel Mortgage or Lease?2. Should I purchase vehicle through my company or my own name (both business finance)Thanks 9 years ago
Dawn P. Como, WA 2 Likes 0 Followers I am 45, self employed and my partner is 50 and in full time employment. We have no debt and own our own home. We have $30,000 a year that we want to save. We have been advised to salary sacrifice it all into our Supers. Is this the best advice? We are moderate risk takers. 9 years ago
Dawn P. Como, WA 2 Likes 0 Followers I am self employed and am considering taking out some insurance in case I can't work due to illness, broken leg etc. If I take this insurance out is it 100% deductible at the end of the tax year? 9 years ago
Jazzi L. Traralgon, VIC 1 Likes 0 Followers Hello im 16 and wanting to live independently, how would i go about renting a unit through a real estate and am i aloud? 9 years ago
