Steven Z. Queanbeyan, NSW 2 Likes 0 Followers My wife and I are discussing life insurance and want to ask if the policy should be for the same value as our home or mortgage, thanks? 7 years ago
James G. Roxby Downs, SA 0 Likes 1 Followers I have a horrible credit rating and currently unemployed but I need finance for my next venture. I have more than enough equity in my home for what I need but who or how do I go about getting a loan, who should I be looking to speak with? 7 years ago
Belinda A. Carina, QLD 1 Likes 0 Followers Hi, 6 months ago I started as a BDM for a print solutions business and finding it really difficult to get to the managers who make the decisions. Does anyone have a couple tips or ideas I could use, very frustrating? 7 years ago
Sam L. Cabarita, NSW 1 Likes 0 Followers Setting up an online fashion business with three partners and looking for a tax specialist to help structure the business as we hope to have a number of overseas customers. What else do we need to be considering in regards to insurance, shareholders agreements, thank you 7 years ago
santosh d. Watsons Bay, NSW 0 Likes 0 Followers I have 50K that I want to invest into a managed fund. How do I go about deciding which one ? 7 years ago
James S. Surrey Hills, VIC 4 Likes 0 Followers Hi, I have a mix of direct shares and managed funds in my super. The return for last year was 15% which was good, but our financial advisers has shared some concerns about the market and the potential for volatility. They’ve made a suggestion to consider a cash out strategy into a diversified portfolio of managed funds. The return may not be as high but there’s less risk. Is this considered a good strategy at this point of time? 7 years ago
simplyaskit Business Advisor North Sydney, NSW 216 Likes 401 Followers Our farmers continue to experience tough times due to drought. What suggestions do people have in relation to Government and community assistance to help provide some relief? 7 years ago
Bunny R. Narre Warren South, VIC 0 Likes 0 Followers HiI have a 216 Dollars paid default that I got from origin energy in 2016 as I moved my house and didnt find out abt the bill until I got the call from the debt collector and was paid straight away.My question is, I have my own cleaning business that has gross income of around 90000.I want to buy a brand new car worth 50 to 60k next year around May or June.How hard it will be for me to get the car loan if I come up with 10 to 15 k deposit aswell.Also, how hard will it be for me to get a 1000 or 2000 dollars limit credit card from my bank like right now.I just dont wanna try if it's going to get rejected as that affects the score, I've been told.Any help will be appreciated.Thanks.Bunny. 7 years ago
Andy C. Jindalee, WA 3 Likes 0 Followers if i rent my house out and there is a short fall of 1000 buck a month can i claim it all back at tax time? 7 years ago
Brent G. Narangba, QLD 2 Likes 0 Followers Me = separated from ex for 2 years ( but not divorced ) We have our marital home in Brisbane ( Wakerley 4154 ) sitting empty for sale since Feb 1 . We had one offer for 710 K and all other offers under 700 K . My ex refused the offer for 710 K insisting that it is worth 725 + K and more like 745 K .No more offers coming in .She is offering to drop the price if I give her 60/40 split or if I change from current real estate to purple bricks who offer less commission which I don’t agree to either .In the mean while we are both paying $1200 each per month on a dead mortgage and other associated costs Eg rates .How do I force a sale for market price just to get closure ? 7 years ago
simplyaskit Business Advisor North Sydney, NSW 216 Likes 401 Followers Should financial literacy such as savings plans, credit scoring, personal finance, credit cards, interest rates, home loans, interest calculations, buying and selling and the value of money all form an important component of the high school curriculum? 7 years ago
Colin M. Ballarat, VIC 3 Likes 0 Followers Hi, I am 53 and recently divorced and under financial pressure owing $30k on credit cards. Current superannuation is around $220,000 and would like to ask if I can apply for financial hardship and use some of my super to pay off the cards? 7 years ago
Joel K. Fairy Meadow, NSW 2 Likes 1 Followers What's the best thing you can do when negotiating with someone who clearly is a better negotiator? 7 years ago
simplyaskit Business Advisor North Sydney, NSW 216 Likes 401 Followers News: Westpac, and its subsidiaries Bank of Melbourne, St George Bank, and BankSA, will no longer offer Self-Managed Super Fund loans for new consumer or business lending.https://www.mortgagebusiness.com.au/breaking-news/12450-westpac-pulls-out-of-smsf-loans 7 years ago
Margot B. Zetland, NSW 2 Likes 0 Followers I have been offered 4.09% fixed for 3 years and the variable rate is 3.69% for a split loan. The 5 year rate would be 4.29%. Would it be better to go for 3 or 5 years? 7 years ago
Ali C. North Narooma, NSW 1 Likes 0 Followers Do you use consent orders or financial agreement to protect against future spousal maintenance claims when separating assets during a divorce (NSW) 7 years ago
Ali C. North Narooma, NSW 1 Likes 0 Followers Is anyone able to give advice about whether consent orders can protect me from future spousal maintenance claims by my ex-husband, or is a separate financial agreement needed for that? 7 years ago
Paul RyanDirector North Sydney, NSW 303 Likes 295 Followers Hi all, if a shareholder of an unlisted public company is wanting to sell their shares what information is the company obliged to provide in relation to the financials and performance of the business to allow the shareholder a reasonable chance of selling their shares? 7 years ago
Oliver T. Carlton, VIC 8 Likes 0 Followers HiI have quite a bit of equity in a property I purchased through a smsf. Is it possible to refinance the loan, increase the borrowing from 50% to 70% and use the funds as a gift to my kids to help them buy a property? 7 years ago
Stuart W. Concord, NSW 3 Likes 0 Followers We are putting a business information pack together to raise capital and our question is do we need to get permission from our customers before we include their logo’s in the information pack? 7 years ago
