I have quite a bit of equity in a property I purchased through a smsf. Is it possible to refinance the loan, increase the borrowing from 50% to 70% and use the funds as a gift to my kids to help them buy a property?
Simple answer is no.
You can can refinance the loan but you can’t increase the debt - one of the quirks of SMSF & propery.
Also, unless you are old enough you won’t be able to get the money out of super. Even if you could increase the debt on the property.