Micah H. Harrington Park, NSW 8 Likes 3 Followers Can anyone recommend any really good home budgeting tools? I used to bank with CBA who offered some really good tools that integrated with my accounts but my new provider doesn't have anything like this. 10 years ago
Lou P. Cleveland, QLD 17 Likes 5 Followers Are there options for being a guarantor to help your kids buying their first home for only part of their loan, say for the deposit only, instead of their whole loan? 10 years ago
Alison M. Lilyfield, NSW 20 Likes 5 Followers I've been told I can use a deposit bond instead of cashing in some investments to buy a property, is that possible? 10 years ago
Bill VasiliadisBusiness Advisor Crows Nest, NSW 40 Likes 9 Followers Do home loan lenders look more favourably at applicants with permanent roles over casual roles despite the income? 10 years ago
Jacob G. Engadine, NSW 15 Likes 3 Followers If I'm buying my first property do I still have to pay mortgage insurance if I have less than 20% deposit? 10 years ago
Zoe L. Cootamundra, NSW 7 Likes 4 Followers How do interest only periods work, if I've been putting money into an offset account, when the interest only period is over do they just charge you principle and interest on the difference between what's in your offset account and the loan amount? 10 years ago
Maria B. Drummoyne, NSW 6 Likes 5 Followers Other than comparing interest rates, what are things to look for in a home loan? 10 years ago
John W. Penrith, NSW 22 Likes 4 Followers Are banks still able to penalise you for paying out the loan early? 10 years ago
Paul P. Ryde, NSW 9 Likes 4 Followers I have a personal car loan and interest free store cards, shall we consolidate with our home loan? Or continue to pay all separately? 10 years ago
John StevensonBusiness Advisor Drummoyne, NSW 22 Likes 5 Followers Can you give me an idea of what you think interest rates will do over the next 12 months or so and do you think is a good time to fix? 10 years ago
Nathan P. Beaconsfield, VIC 13 Likes 7 Followers 4 months ago we purchased an existing home, which we want to do some work to. When is the earliest we can request a refinance with our Bank? 10 years ago
Rob MaddenAutomotive Expert Parramatta, NSW 43 Likes 17 Followers If a financial institution calculates interest daily, is it only business days? Is this the same for deposits as loans? 10 years ago
Michael C. Edith, NSW 31 Likes 6 Followers Are redraw facilities easy to use? Can they be online or do I have to call the lender every time I want to access funds? 10 years ago
Laina O. Coogee, NSW 10 Likes 4 Followers What is the best interest rate I could possibly expect to negotiate if I refinance my home loan? 10 years ago
Bill VasiliadisBusiness Advisor Crows Nest, NSW 40 Likes 9 Followers Is a 10% deposit still required by most banks/lenders for a home loan? 10 years ago
Kayla F. Forestville, NSW 7 Likes 3 Followers Coming right out of school and heading into the job market, is now a reasonable time to start a line of credit? 10 years ago
Jimmy S. Caringbah South, NSW 31 Likes 4 Followers They say changing lenders is easy and you should look for a better price and service - but how often should I do this? 10 years ago
Renita G. Amamoor, QLD 6 Likes 5 Followers Hi there. Trying to work what makes more financial sense over a longer period ...paying out a higher interest personal loan with withdrawing cash currently sitting on my house mortgage OR leaving the $$ on the mortgage? The interest rate is 12% v 4.95% 10 years ago
Matt P. Grays Point, NSW 9 Likes 4 Followers I'm currently working as a contractor for one company. I go through an agency who does all my payroll and I do not have to do activity statements for tax purposes. Will I have any issues getting a mortgage? 10 years ago
Rob MaddenAutomotive Expert Parramatta, NSW 43 Likes 17 Followers How can I look at a broad range of home loans to work out which is best for me? I really want to compare more than just the interest rate ? 10 years ago