Cathy D. Rosebery, NSW 6 Likes 0 Followers Last year the bank cut the rate on our home loan from 4.72% to 4.25% - at the time we were very happy but can I ask if our rate is too high and is now a good time to be looking at fixing some of the loan?Thanks 5 years ago
Seb A. Randwick, NSW 2 Likes 0 Followers Hi,Are there any lenders that will look at 6 units on the one title?Property is in Abbotsford and but we keep being told the maximum number of units is 4 – the refinance is about 65% of the value of the property. Any advice? 5 years ago
Gurinder P. Campsie, NSW 0 Likes 0 Followers My wife and I work full time ..have a 3 year old in child care. We have $100,000 deposit from an inheritance from overseas and want to buy a home. My salary is $78,000 and my wife is a contractor and earns about $60,000. How much could we borrow? 5 years ago
Mitch G. Williamstown, VIC 4 Likes 0 Followers We are on a variable rate loan at 3.82 and thinking about fixing all of part of the loan for 2 or 3 years. Is now a good time and what are the best fixed rates at the moment? 6 years ago
Patrick M. Leonay, NSW 2 Likes 0 Followers Home Loan $523,000Rate – 4.17%My income – 97k plus superMy wife’s income – 102k plus superCredit card limit $3k2 kids 9 and 7No other loans or debts and we have been in the same job for over 3 yearsWhat is the best rate we could get by refinancing? 6 years ago
PJ M. New Farm, QLD 8 Likes 0 Followers How do banks assess income from bank share dividends? Is an averaged out income of $200/week from dividends considered the same as $200/week of income from a job? 6 years ago
vanessa g. Glenfield, NSW 1 Likes 1 Followers Just wanting advice on how to positive gear we have an estate and wanted to buy something of lesser value than the estate which there is no monies owed to the house would we need to get a loan or is the equity in the house used Thankyou in advance 6 years ago
Peter M. Frankston, VIC 1 Likes 0 Followers First home buyers, my income is 92,000 and my wife 85,000 and we have been living the same property for 3 years and never missed paying the rent. We have saved 35,000…. have no debts and pay off our credit card each month. Can we get a loan and roughly how much could we borrow? 6 years ago
Tim O. Salisbury, SA 4 Likes 0 Followers Broker lodged our home loan with Westpac on 25 September and we have not got an answer yet, how long does it normally take? 6 years ago
Mark D. Hamilton, NSW 6 Likes 0 Followers Is now a good time to be fixing my home loan rate? 2 or 3 years? .... and are there fixed loan where you can still make extra repayments - current rate 3.87% thanks 6 years ago
Timo B. Summer Hill, NSW 2 Likes 0 Followers Hi Current home loan is $635,000, fixed rate ends in November. Property value is $900,000 and we have credit card balances of $15,000 and a personal loan of $10,000. Between my wife and I our combined income is $185,000 – no kids. Can we refinance all the loans into one and what is best rate we could get? 6 years ago
Michelle N. Kingswood, NSW 1 Likes 0 Followers Hi I am considering buying 1 bedroom apartment as first home buyer in Sydney west and rent it out after 6 months as I will be away. I have 5% deposit. How secure is to go into property market now as its cooled down maybe I can be bankrupt and not find tenants. 6 years ago
Angus T. South Perth, WA 3 Likes 0 Followers Investment loan has been fixed for 3 years and about to mature - $750,000 loan with CBA. We would like to keep the loan interest only and they have now offered 4.75% variable. That seems extraordinary high… what is the market rate? 6 years ago
Susie T. Beaumont Hills, NSW 5 Likes 0 Followers HelloI am a first home buyer and would like to get some advice to buy a home. I have been in the same job for 4 years and earn $90,000 a year plus super. No loans and pay off credit card each month. I have inherited $120,000 and would like to know what price range I could look at, stamp duty costs and what do I have to buy to get the first home buyers grant. What rates and repayments are possible? Thank you 6 years ago
Jason M. Kogarah Bay, NSW 7 Likes 0 Followers We are looking at a new loan for renovating and know if it’s possible to fix the rate while the renovations are being done. If not, would a lender agree on locking in a 2 or 3 year fixed rate now so when the renovations are complete our loan is fixed at todays rates - the renovation will finish around March next year 6 years ago
Tim Z. Belfield, NSW 1 Likes 0 Followers I am looking for a personal loan to travel and want to know the difference between a banks personal loan and Society One. Friends put me onto them and the website says marketplace lending – what does that mean and which option is better? 6 years ago
AnneMarie K. Burnside Heights, VIC 4 Likes 0 Followers I have a automotive question. I live in Victoria and one machanic said to me that my car oil needs to be flushed and put new oil in. I have a 2010 Mazda CX-7. How much would that cost? 6 years ago
Marnie E. Carlton, VIC 1 Likes 0 Followers Is it possible to use a deposit bond as the deposit to buy a property off the plan. Property will be completed late 2019? 6 years ago
Graham Doessel - CEO - MyCRA (Specialist Credit Repair) Lawyers (LPH)Business Advisor Brisbane, QLD 52 Likes 48 Followers I was just reading an article from a broker about rates dropping and thought:What's the lowest Low Doc rate these days? 6 years ago
Mark W. Winston Hills, NSW 1 Likes 0 Followers I have been running a home maintenance business for 6 years and want to know how much deposit I would need to buy my first home if it was a lo doc loan? 6 years ago
