Peter S. Dundas, NSW 3 Likes 0 Followers Parents are in their 70’s and have been given advice about using their home to borrow money. What’s the difference between a reverse mortgage and an equity release loan? 9 years ago
Paul RyanDirector North Sydney, NSW 303 Likes 295 Followers Not so much a question but a commentA good friend has been with the one lender for 10 years and after 4 weeks of hesitation they finally called the bank about the interest rate on their home loan. One call and 5 minutes later the bank had dropped the rate from 4.75% to 4.09% - the 0.66% rate cut will save them thousands I’d love to get some feedback if anyone has had or knows of a similar experience - please share#simplyaskit? 9 years ago
David P. Springvale, VIC 7 Likes 0 Followers I’m interested to get some advice on the questions I should be asking real estate agents before making a decision on who to choose to help sell our home? 9 years ago
Niki B. Melbourne, VIC 0 Likes 0 Followers A real estate agent just unlocked my door and upon entering was confronted by my partner they should of been at the address next door they made a mistake but I'm not happy about it . What should I do ? 9 years ago
allison b. Taree, NSW 1 Likes 0 Followers I'm trying to get a home loan. The problem is, we're both on Disability pensions and both been bankrupt before. Finding a lender is proving to be an astronomical task. Can you suggest anyone that would help? We do have a good deposit. 9 years ago
Megan G. Mascot, NSW 2 Likes 0 Followers Can I use my SMSF to invest funds into my own business? 9 years ago
rohan r. Balwyn, VIC 3 Likes 0 Followers I have two children about to start Private secondary school. We have been putting away money since they were born into a separate bank account and have around $80k. is there a better way that we can use this money - I have heard of education funds, but we have not explored. one idea was to buy an investment property with this money (and some top up) and effectively use some of the rental money to pay their school fees and then incur a debt for the fees against the growth in the property? 9 years ago
Justin G. Mascot, NSW 22 Likes 2 Followers We want to borrow about $300,000 for renovations. Do we have to have a contract with a builder or can we manage the process ourselves? 9 years ago
Geoff W. Brighton, SA 6 Likes 0 Followers My daughter is 22 years old and is still living at home with my wife and I. She is a full time university student and has a part time job. Is she entitled to any government assistance while she is studying? 9 years ago
Bob W. South Brighton, SA 2 Likes 0 Followers An investment property was in joint names until 30.9.1991 when it was transferred into my name only. It is valued at around $650,000. What will be implications of CGT upon death of myself or my wife. We are both 80.? 9 years ago
Geoff W. Brighton, SA 6 Likes 0 Followers I am thinking of fixing my home loan. I understand there can be breakage fees if you refinance during the period. What if I want to sell and buy another home do the breakage fees apply or is the loan transferable to the next property? 9 years ago
Geoff W. Brighton, SA 6 Likes 0 Followers I have reached my preservation age of 56 for my superannuation and am thinking of setting up one of those transition to retirement pensions. Will I have to pay tax on the amount I withdraw? 9 years ago
Peter W. Rose Bay, NSW 9 Likes 2 Followers I’m trying to help one of my kids buy their first home and want to get some advice on the options available. Can I just be a guarantor or do I have to be on the loan with them and what else do I need to consider? 9 years ago
John W. Penrith, NSW 22 Likes 4 Followers Is it wise to be looking at inner city apartments in Sydney as an investment if they are less than 50 square metres? 9 years ago
Patrick F. Concord West, NSW 0 Likes 0 Followers Is there any benefit from buying a brand new car rather than a 2 or 3 year old besides a new car smell? 9 years ago
Declan K. Camperdown, NSW 0 Likes 0 Followers What's the best way to get the cheapest insurance on a car worth no more than $5000? 9 years ago
Al E. Sydney South, NSW 1 Likes 0 Followers My partner and I are looking to merge our finances (we aren't married, but have two kids and have been together for five years). We both own investment properties and I have shares in the business I work for. Any tips? 9 years ago
mark c. Altona Meadows, VIC 1 Likes 0 Followers I'm thinking of buying an investment property/holiday home, was thinking of leasing the upper level of a 2 story home permanently and using the lower level as holiday accommodation for my family, just a thought looking for advice? 9 years ago
