nerka k.

Craigieburn, VIC

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If a cheque is endorsed with the words paid under protest is it still valid?

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8 years ago

Peter S.

Dundas, NSW

3 Likes
0 Followers

Parents are thinking about buying into a retirement village and we would like to get some advice on the options and the contractual arrangements they need to be aware of. In one discussion it was mentioned they would lose up to 40% of the property when it came time to sell. Is this considered normal practice….. are there other options available?

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8 years ago

nerka k.

Craigieburn, VIC

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Hi, the vendor of a property that i purchased has a mortgage of $480,000. The purchase price was $720,000. is this a problem for the purchaser? please give reasons why. thank you

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8 years ago

Con G.

Kingsford, NSW

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0 Followers

My partner and I live in her house and my property is rented out. If we buy a property to live in and rent the other two out, what is the best tax effective structure?

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8 years ago

Anne R.

Revesby, NSW

4 Likes
1 Followers

How do we know what the right amount of insurance is for our property. Do we just use the minimum amount the bank has requested?

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8 years ago

Marcelo U.

Kensington, NSW

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I’m looking at buying a property for long term investment and capital gain. What are the factors I should be considering and would a new unit off the plan be a better option or an older house with land?

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9 years ago

Michelle B.

Adelaide Bc, SA

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I have a healthy steady income (self employed) but I have huge credit card debt which I can barely keep up with. Because of this I can't afford to contribute to my super. My payments are only the minimum so it's not going down. I don't have any assets I can sell. I rent. I have plenty of super, I could pay it off and still leave plenty. I'm 35. Is there anyway I can access my super? From what I've researched I need to be out of work and on Centrelink for a certain amount of time.

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9 years ago

Diane C.

Footscray, VIC

2 Likes
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Just bought family owned business that has been operating for 28 years. Can we get insurance or income protection based on the financials or do we have to have owned the business for a period of time first?

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9 years ago

Stuart P.

Carlton, VIC

3 Likes
0 Followers

Can we split our home loan into 2 accounts... one as principal and interest and the other interest only. Can the interest rate be the same for both as the advice we have received is a little confusing... some say we can and other say the rates will be different?

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9 years ago

Maddy L.

Beverly Hills, NSW

7 Likes
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Are there lenders or other options available instead of having to pay mortgage insurance …we need to borrow about 84 -85% but the insurance is so expensive?

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9 years ago

Chris C.

Kaniva, VIC

4 Likes
0 Followers

I recently hired a holiday house in melbourne and paid 600 bond.i have just recived email saying tv is brocken and have lost my bond. We had no issue with the tv while there and it was an old plasma tv (not worth much) after few emails they happy to refund 300 dollars back to me. I dont think its right as it worked fine. How do i go about getting my whole bond back please need help urgently as have young family and realy need my money back?

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9 years ago

Kevin F.

Canberra, ACT

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I am 64, not working & receiving an allocated pension from my Super Fund.
My wife is 60, working part time ($13000 annually) & contributing to her Super Fund.
If my wife ceases work by the time I reach Aged pension age & also ceases contributions to her Super, will her fund still be considered to be in Accumulation phase & thus not be included in my Income/Assets for purposes of my Aged Pension application?
Thank You.
Kevin

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9 years ago

Robert M.

Werribee, VIC

2 Likes
0 Followers

Hello, My mother has an equity loan through ING ($40k approx) against her house in Oakleigh that she inhereted from her mother. She is now wanting to sell that house and move closer to me in Werribee.With the idea of buying a house for her to live in and possibly a house to provide a rental income for her. What is the best way to proceed allowing us to get her house on the market to sell but also be able to put offers in for properties we are finding now that would be suitable.??

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9 years ago

Maud W.

Barron Gorge, QLD

2 Likes
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70 year old woman just separated after 30 year defacto relationship. What is the general rule of percentage in property settlement?

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9 years ago

bright y.

Gwynneville, NSW

3 Likes
0 Followers

I am 60, will retire at 67 and get the single age pension. I rent from the department of housing and pay 20% of my income in rent. What should I do with my $90,000 super that dose not earn 'income' and increase the rent?
Amanda

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9 years ago

jon h.

Beechboro, WA

1 Likes
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hello i am inquiring about a friends issue
he has recently lost his father and we are unable to find any super paper work
i was wondering if there was a way to track it down like the lost super you can
if so where would be the best way to start this process ?

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9 years ago

Charah J.

Oakleigh, VIC

1 Likes
0 Followers

I am going back and forth about whether to register a business (sole trader or partnership) vs registering a company. We are startup creative production house (up to now we've been making student films and personal independent projects) and given the nature of industry (creative arts - music/film/tv), I am sure we are going to run at a loss. Having said that I want to protect myself and team within the business. What is your suggestion or recommendations?

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9 years ago

Travis P.

Geelong, VIC

2 Likes
0 Followers

Under the Restaurant Industry Award, if I don't get an unpaid 30 minute meal break, am I entitled to a penalty rate from the 6th hour until my shift finishes?
And if yes, is it still applicable if after working over my ordinary hours (38) halfway through my 4th shift (5 working days p/week) when overtime penalties come into affect?
Regards,
Trav

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9 years ago

graeme m.

Brookfield, VIC

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I'm looking to move from my home in Brookfield, Vic to a 1 bedroom apartment in south Melbourne. I own the house in Brookfield outright but I believe I would on get up to about $300K for it. looking for the best way to get into apartment. i.e. Sell current property or rent it out. Rent in South Melbourne or buy etc. I've been told by lenders etc that I'm in a good position but m just looking for the best way to make the move happen. So rent out and pay tax or buy and cop a mortgage? Thanks

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9 years ago

John Y.

Dulwich Hill, NSW

1 Likes
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Can we claim immediate deductions for the cost we incurred by removing old carpet, repair ing floor board , sanding and polishing the floor in our rental property?

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9 years ago