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Robyn P.
Robyn P.
Carlton, VIC

Are there any circumstances where I could get access to some of my super before retirement?

5 years ago

Hardship - needs to be s good case - there is number to call - sorry don't have it handy


In some circumstances in can be accessed to prevent the immediate repossession of your house by a bank. If this is your position then you need to speak to either your super fund or a Financial Planner. If you need access for some other reason then there could be a lending option. Regards Peter Ritchie at intouch finance Mornington.

There are special circumstances where you can access some of your super. This would depend on your age and the specifics of the need that has arisen.
The most common are Hardship or transition to retirement.
You can speak with your provider and perhaps also a financial planner to see what your options are

Hi Robyn,
Thank you for your question.
There are some circumstances which may allow you to access some of your super benefits before retirement. This can include severe financial hardship, temporary incapacity, compassionate grounds, terminal medical condition, permanent incapacity and also a few more. There may also be other ways to access funds, and analysis of your super components would be required. You may actually have a portion of your funds within a component called Unrestricted Non-Preserved. You can actually withdraw these funds at anytime.
Please don't hesitate to contact me should you have any further questions.
Kind Regards,
Andrew Debono
(02) 9251 5558

Hi Robyn, this link may help with the answer to your question.
Michael Budge
Bayside Finance Group
M 0418547337
E michael@baysidefinance.com.au

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