What's the difference between wholesale & personal superannuation funds?
Hmm Super is usualy either Retail/Personal plans or Industry Funds or Corporate plans or the knew DIY type funds.
There are a few retail plans that are titled wholesale funds but this is more in reference to the type of investments you are able to invest in amd the fees and performance accordingly will differ. In this situation there is no better option just one most suited to your situation.
Hope that helps. Any more questions or if I have misunderstood your question do let me know.