Hello, my question is, is it ok to buy land in leppington for $350k for 320 square meter. Is it wise to buy. Or what about Austral area?

Hi Mohammed.
We can't really advise you where to buy unfortunately. The decision about where to live is a personal one and something you need to consider based on your employment location, income and personal preferences.
If you are concerned about what you pay the best advice I can give you is to look at recent sales in the area you are considering, speak to real estate agents and do as much research as possible so you can make an informed decision.
I hope this helps.

As previously advised mortgage specialists cannot assist with your purchase decision. Real Estate agents or buyers agents may be able to better help you. If you want some people to speak to I may be able to assist but yes whateverthe decision it has to fit in with your personal lomg term plans.

One thing I also want to point out (assuming it is not land for investment) is I would encourage you to ensure you can also afford the construction part before buying the land to avoid too long a period of paying loan repayments whilst waiting for the house to be built. These days many lenders also have a lot higher rates for Investment loans compared to Owner occupier loans.

Any further questions, dont hesitate to ask.