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  • Find the right expertise

About Me

Shaun Albert

Financial Planner
Beaconsfield, Victoria
I have been involved in the Financial Services Industry since 2013 and in that time, I have learnt so much about the industry and in particular, how important financial advice is.

At AspectFP, we provide a wide array of specialised advisory and strategic services for our clients. This includes;
- Investments
- Insurance
- Superannuation
- SMSF Advice
- Debt Management Advice'
- Finance Solutions
- Personal Tax Advice
- Business Advice

My Activity

Q: The US Fed Reserve is expected to raise interest rates in December. Will this be an opportune time to buy stocks?
A: Hi Michael,

It is impossible to predict what will happen on the markets on a day by day basis (within reason). With this said, I think it always the right time to invest. How and where you invest your money may depend on the economy at the time. As a financial adviser, I sometimes make the decision to move a clients investments into cash. This may be for a number of reasons. When we do this, it is usually because we see there being some volatile times ahead or because the needs of the client has changed.
Q: How much is a recommended/standard amount to enter the stock market? The shares I'm looking at are $9, would an initial $1000 investment be reasonable or is that too small? Is buying a lump some better or buying smaller amounts more frequently? Thank you.
A: Hi Michael,

I think it depends on what you're trying to achieve. You definitely must consider cost when investing, especially brokerage when buying shares.

In saying that, I have plenty of clients who simply want to get started. I often start them off with $1,000 as this helps them learn about share trading and get an understanding of what's involved.

My advice, start small and don't be greedy!