Aleisha R. Menai, NSW 3 Likes 0 Followers We have been researching websites like RateCity and Finder where they saw home loan rates can be as low as 3.44%. Our rate is 3.99% and we contacted our broker and they said because we have only had the loan for a year we shouldn’t refinance. They said we could refinance but it would cost them money if we did and we would have to pay the fees on their behalf. Is this normal for brokers? 1 days ago
Marcus S. Merrimac, QLD 0 Likes 0 Followers HiI have purchased a computer and other equipment of substantial value for use in a business that I'm about to start. However I have not registered a LLC or other yet. Is it possible to still claim these purchases if the tax invoices have been made out in my name? 5 days ago
Paul RyanFinancial Services Executive 8 Reviews 289 Followers Home Loan borrowers need to wake the #@!% up Okay, I’ve tried to be nice. I’ve produced blogs and vlogs of encouragement for home loan borrowers to understand the importance of knowing the interest rate on their home loan. I g ... blog post Boosted Content
Tim S. Taren Point, NSW 0 Likes 0 Followers Hi, I would like to ask a question about buying a franchise/licence. The parent company is not calling it a franchise (just a licence) but the agreement looks and feels like a franchise and we have to commit to KPI’s and a 3 year term. If it is just a licence agreement does that mean the parent company is required to pay tax on our behalf or is that our responsibility – thank you? 5 days ago
Tracey H. Glebe, NSW 1 Likes 0 Followers Hello,I work for a not for profit organisation 4 days a week and get a paid fortnightly. I noticed recently there is no mention of super on the payslip, not that I could find. Are not for profits exempt from paying super? last week
Do A. Keysborough, VIC 1 Likes 0 Followers Hi,I have purchased a property in 2010 and used my first home buyers grant. Now, my partner (never had a property under his name) and I are thinking of buying a apartment as an investment property together. What I would like to know is 1. In future, if my partner can afford to buy a property purely only with his name on the title and use as his primary residence, will he be entitled to the first home buyers grant? 2. What happens if both our name with be on the loan just not both name on the title.Hope someone can help me out! Regards, last week
Fae B. Reservoir, VIC 1 Likes 0 Followers Hello everyone. I'm a first homebuyer looking into buying an apartment before this year ends. I have requested a section 32 and contract of sale from the vendors of 2 apartments. I'm more interested with the 2-BR unit and would like to put an offer (although it is below the selling price). Do I need a conveyancer to review both contracts for the 2 apartments, or is it OK to put an informal offer for the first one, and if the vendor agrees, I'd have a conveyancer review the contract before I formally sign it? last week
Leo K. Chipping Norton, NSW 3 Likes 0 Followers We do our BAS each quarter but we invested significant funds into the business in Oct and Nov and want to know if we can do our BAS for the 2 months now, then do Dec at the end of the month and then go back to quarterly? last week
Marcus L. Canning Vale, WA 0 Likes 0 Followers Hi,We have a family business and the accountant has it set up that my income is $40k more than my wife’s. We are looking to buy an investment property and also been advised to buy the property in my wife’s name. Does this sound like good advice and can we get a loan if the loan by using my wife’s name and will they look at both our income and the business profits? 2 weeks ago
David N. Fairview Park, SA 0 Likes 0 Followers I want to access cctv footage from a pub carpark of myself driving vehicle in and out of the carpark how do i do that can i just ask them. 2 weeks ago
Stacey K. Appin, NSW 0 Likes 0 Followers Can you get arrested and charged for driving with a disqualified license? 2 weeks ago
Adam G. Geelong, VIC 0 Likes 0 Followers Our business has been operating for 6 years and there are 3 partners. Individually we have income protection and other business insurances however one of the partners is unfortunately going through a tough time mentally and we are trying to establish if a mental illness is normally covered through income protection?Any help would be great, thanks 2 weeks ago
Stacey K. Appin, NSW 0 Likes 0 Followers What rights do I have in my job as I believe I'm getting treated like I'm stealing from work, thing is I've never stolen anything from anyone or taken something that was never mine at all not just in my job but NEVER EVER? Their rude and treat me unkind? 2 weeks ago
AnneMarie K. Burnside Heights, VIC 4 Likes 0 Followers I have purchased a Mazda CX-7 2010 as a private sale and1 day ago and I have noticed it’s lagging when I accelerate the car. Whenever I stop the car at the lights and when I accelerate to go it lags and feels like it has no power to the car. What are my rights as a buyer? Can I sue the seller for misleading me? 2 weeks ago
Luke F. Rouse Hill, NSW 1 Likes 0 Followers We want to buy a property in Port Macquarie with a view to relocate and retire in 5 or so years. Can we purchase the property through our SMSF, borrow money and then pay it off when we make the move? 3 weeks ago
simplyaskit Business Advisor North Sydney, NSW 187 Likes 391 Followers There’s a lot of noise coming out of the Banking Royal Commission about mortgage brokers, the commissions they receive and their ongoing trailing income.We’d like to ask, if as some are suggesting the mortgage broker model is changed to pay for service and abandoning trailing income what impact would it have on consumers in terms of home loan competition, interest rates, service levels, convenience and the cost for them to obtain a home loan ?What impact would it have on the overall home loan industry? 3 weeks ago
Matthew A. Brighton-le-sands, NSW 3 Likes 0 Followers Hello, my wife and I have been discussing buying a unit off the plan close to Sydney CBD. The loan have been approved but with the talk about the labour party negative gearing policy is now a good time to buying off the plan or should we look to a place like Newcastle or other regional areas and buying an existing home. Thank you 3 weeks ago
Jonathan D. Cammeray, NSW 0 Likes 0 Followers Hi, my employer is going through a round of redundancies and after 15 years at the company I’m pretty sure I might be on the list.If so, I’d like to ask about the type of entitlements that would be due. The payment should include annual leave and long service leave, are there any others? Thanks 3 weeks ago
Margie B. Prospect, SA 0 Likes 0 Followers Are there lenders happy to lend money for a start-up business.?We have a detailed business plan available and want to borrow $40,000 – no security 3 weeks ago
Mick W. Bathurst, NSW 0 Likes 0 Followers We want to refinance and borrow an extra 100,000, total loan amount would be 580,000. The security is our home on 150 acres and worth around 800,000. Is this possible? last month
Dale W. Ormiston, QLD 1 Likes 0 Followers I have just set up my own business and want to ask about super. I’m a sole trader and just starting out so do I have to make super contributions based on the income I earn or can I wait until the business is making more money last month
