Alex T. Oakleigh South, VIC 2 Likes 0 Followers Our home loan was fixed for 3 years and we have 12 months to go. I called our bank to check in on their current fixed rate options and they offered a lower fixed rate for another 3 years but they want to charge us a penalty for breaking our fixed rate loan. Is this normal process? 9 years ago
Michelle R. Berwick, VIC 1 Likes 0 Followers What is the best way to track down some lost superannuation? 9 years ago
Andrew B. Leichhardt, NSW 3 Likes 0 Followers We had home was valued last week and the valuer was in the house for no more than a couple of minutes. The broker said the lender arranged the valuation but how do we know they get it right when they pretty much walked in and walked out? 9 years ago
John W. Penrith, NSW 22 Likes 4 Followers I’m thinking of selling in the new year and instead of giving it to a local agent I reckon I could sell it privately and save some money. I have spoken to buymyplace but I saw the question about purplebricks the other day and want to find out what the difference is between the two? 9 years ago
Claire H. Kings Park, NSW 1 Likes 0 Followers Hi there, I am wondering where I would go if I was in need of a $3,000 loan I am a single mother of my 3 year old daughter, I have a Job 3-4 days a week & i receive benefits as well. I have bad credit rating from when i was young & stupid. Anyone ? 9 years ago
Steve W. Riverview, NSW 5 Likes 1 Followers I'm thinking of using Purplebricks to sell my house when they start in Sydney next month. They appear to do everything a traditional agent does and I've estimated it would save us about $65,000 in fees. Are there any catches, seems too good to be true? 9 years ago
Steve W. Riverview, NSW 5 Likes 1 Followers Why is it that I could get about a 0.50% lower rate on my home loan with my bank if I was a new customer? Shouldn't existing customers be getting a lower rate for loyalty? Is this just happening at my bank or with other banks as well? Seems unfair! 9 years ago
Jimmy S. Caringbah South, NSW 31 Likes 4 Followers I have a desire to pool my wife's superannuation with mine and invest in a property. I understand that I must move into the SMSF to do this but what are the practical steps associated with the plan? 9 years ago
Chris C. Kings Park, NSW 3 Likes 0 Followers We have found a house we want to make an offer and we have saved the 10% deposit. I have just started a new job and still on probation for another month, will this have any impact on us obtaining a loan? 9 years ago
Forbes P. Cleveland, QLD 19 Likes 4 Followers My bank said they are increasing their fixed rates. Should I lock in now or are there other lenders who will not be raising fixed rates that i should approach? 9 years ago
Habib Bulut Finance Broker Sunshine North, VIC 4 Likes 2 Followers My parents have a defaults and they want to guarantor for me. I qualify for FHOG. My deposit coming from my parents. I earn $1700 p/f before tax. I have a car loan but this is for my dad. Bought 3yrs ago $20k now owing $15k. Can I get a homeloan? 9 years ago
Michael F. Parkdale, VIC 15 Likes 0 Followers I have just started investing in Acorns. ($2,000 + $25 per month + rounding up of my purchases) Is this a good investment or do think I am wasting my time & money? 9 years ago
Liz G. Burwood, NSW 4 Likes 0 Followers My husband is looking to purchase a new car for our business and when he asked the finance person at the car yard about their rates, they only wanted to tell him the monthly payment. Is there a way we can calculate what the interest rate is? 9 years ago
Michael F. Melbourne, VIC 7 Likes 0 Followers The US Fed Reserve is expected to raise interest rates in December. Will this be an opportune time to buy stocks? 9 years ago
Sachs Real Estate Real Estate Agent Killara, NSW 55 Likes 67 Followers I have just had my fourth child and my wife would like me to update our life insurance, How do i work out the amount? 9 years ago
Drew S. Cumberland Park, SA 6 Likes 0 Followers We are looking at a new loan and want to know what the difference is between redraw and offset account. Does interest rate change if we did have the offset? 9 years ago
Daniel O. East Ryde, NSW 4 Likes 0 Followers There's so many brokers. Do they all have access to the same bank deals? And when I get my loan, will my broker proactively identify when I should refinance - or do I need to do this investigation myself every year? 9 years ago
Bernadette C. Rosebery, NSW 2 Likes 0 Followers Our business has been operating for 18 months and we need additional investment to grow. Instead of taking on new investors is it possible to set up our own SMSF to invest funds and have shares in the business? 9 years ago
Frances P. Drummoyne, NSW 4 Likes 0 Followers We are looking to buy a new home and would prefer to buy before we put our own home on the market. Is that possible, can you still obtain bridging loans and what are the issues we need to be considering before we start looking? 9 years ago
Lou P. Cleveland, QLD 17 Likes 5 Followers I don't live in NSW & am looking to buy an investment property in Sydney. Will I have to pay land tax? 9 years ago
